Insurance write off categories explained

Write-off categories

Category A

Can’t be repaired. Entire vehicle has to be crushed

 

Category B

Can’t be repaired. Body shell has to be crushed, but parts can be salvaged from it.

 

Category C

Can be repaired, but it would cost more than the vehicle’s worth. The vehicle can be used again if it’s repaired to a roadworthy condition.

 

Category D

 

Can be repaired and would cost less than the vehicle’s worth, but other costs (such as transporting your vehicle) take it over the vehicle’s value. The vehicle can be used again if it’s repaired to a roadworthy condition.

 

Category N

Can be repaired following non-structural damage.  The vehicle can be used again if it’s repaired to a roadworthy condition.

 

Category S

Can be repaired following structural damage. The vehicle can be used again if it’s repaired to a roadworthy condition

 

We would always recommend that any vehicle that has been subject to an insurance total loss is fully inspected by a qualified engineer prior to purchase. A good repair is often achieved using skilled staff and recycled parts. However there are many examples of this not being the case with more quality repairs or the level of damage mis represented by the owner.